The End of Currency, or Its Evolution? Elon Musk’s “X Money” Aims to Redefine the Global Economy

Like water leaking from a faucet, the value of our “Japanese Yen” is quietly but steadily eroding. Weak yen, soaring prices, and stagnant wages—looking at the recent news, it is hard not to feel a vague sense of unease. As the aging ship of the existing financial system creaks under the strain, a massive “Black Ship” has appeared from beyond the horizon.

“X (formerly Twitter),” led by Elon Musk, is reportedly set to launch a limited beta version of its proprietary payment system, “X Money,” within the next two months.

This is not some lukewarm addition of a “payment feature to an SNS.” This is a literal financial revolution, an attempt to use technology to bypass the “banks”—the intermediaries we have relied upon for millennia. By the time you finish reading this article, your concept of “assets” will likely have been fundamentally rewritten.

X is Transforming into a “Financial Black Hole”

At the heart of Musk’s “Everything App” vision lies this payment functionality. Why is he so obsessed with “money”? It stems from his frustration with the “heaviness” and “slowness” of the traditional banking system.

As the beta version launches, the essence of what we should focus on can be summarized in the following three points:

• Speed that Makes “Banks” a Relic of the Past: International remittances that currently take days will be completed in an instant, with the same ease as sending a direct message. Once people experience this level of convenience, who will continue to wait in line at a physical teller window?
• The Dissolution of Borders: On the massive digital continent that is X, the boundaries between the Yen and the Dollar will become increasingly transparent.
• Full Integration of Digital Assets: Given Musk’s track record, it is a foregone conclusion that crypto assets like Bitcoin will be integrated as the “lifeblood” of this economic sphere.

Until now, our money has been tethered to the robust but inflexible vaults of “banks.” That is about to change. X Money is acting as a giant magnet, drawing in global capital and allowing it to circulate directly on a social media platform.

Inertia is the Greatest “Liability”

In a world where the digital shift is accelerating at this pace, keeping all your assets in a single currency or on a single platform is like driving a car without brakes on a highway.

The people who will survive in a world dominated by “X Money” are not those who fear change, but those who hold multiple options in their own hands. The “digitalization” and “diversification” of assets are no longer luxuries for investors; they are the minimum equipment required to navigate the modern era.

The first thing we must do is establish a “gateway” that can respond immediately to global financial trends. That alone will dramatically clear your field of vision.

It is too late to look for a surfboard once the wave has already hit. Establishing an environment where you can access a variety of assets now is the first step toward protecting your future.

Will You Remain a “Spectator” or Ride the Wave as a “Participant”?

The history of technology is always cruel. Whether it was the emergence of the steam engine or the birth of the internet, those who sat on the sidelines saying “it’s too early” or “it’s suspicious” were never able to enjoy the massive benefits that followed.

It is easy to convince yourself that “it’s just a beta version.” However, the cost known as “opportunity loss” will slowly but surely erode your household finances later on.

Why not start by getting a “feel” for this new finance, even with a small amount? That minor action could be the decisive factor that separates you from the crowd a few years from now.

Conclusion: Welcome to the Future Economy

The future Elon Musk is drawing is not merely about pursuing convenience. It is the “liberation of the individual” from centralized existing systems.

Will you simply watch the birth of this new economic sphere called “X Money”? Or will you sublimate that change into your own opportunity? Right now, you should secure a reliable platform and be ready to move at any time.

In times of upheaval, the era transforms into a “Golden Age” for those who are prepared. Let us ride this wave of change together.

Note: This article is intended for informational purposes only and does not constitute a solicitation or advice for investment. Please make investment decisions at your own discretion.

This article is also available in Japanese.